The comparison between Košice and Bratislava regions has shown that Easterners (meaning Košice inhabitants) are more prudent when it comes to planning, the Nadácia Partners foundation informed the TASR newswire about the poll made in cooperation with the Focus agency.
The data showed that 39 percent of Easterners underestimate creating a financial reserve and do not put aside any resources. In Bratislava 46 percent are reluctant to do so. On the contrary, 59 percent of Košičans do create a financial reserve – and 54 percent of Bratislavans.
Experts opine that people should put aside at least 10 percent of monthly income of individuals or households to a financial reserve which would help to overcome various dire situations. Optimum is six monthly incomes of a household. The poll states that only 12 percent of Košičans and 16 percent of Bratislavans do have this ideal reserve, while two-to five-folds of monthly incomes are saved by 27 percent of eastern, and 13 percent of western Slovaks.
In regard to loans, 14 percent of Košičans consider them useful (against 15 percent of Bratislavans), while 43 percent refuse them absolutely (40 percent in Bratislava), 38 percent avoid them (33 percent in Bratislava) and only 6 percent finance their housing from a loan (this is at 7 percent in Bratislava).